Introducing the Plaid integration in Quadratic

Most people already have access to all of their financial data. The problem is that it’s spread across too many places.

Checking accounts, credit cards, savings, and investment accounts all live behind separate logins. If you want to actually understand your spending, cash flow, or balances over time, you usually end up exporting CSVs and pasting them into a spreadsheet.

We built the Plaid integration in Quadratic to remove that friction.

With Plaid, you can now connect your financial accounts directly to Quadratic and work with live transaction and balance data inside a spreadsheet you already know how to use.

Bringing your financial data into one place

Plaid connects to more than 12,000 financial institutions, which makes it one of the most common ways to access bank and card data securely.

By connecting Plaid to Quadratic, your accounts and transactions load directly into your workspace. There’s no need to download files or manually update data. As new transactions appear, your spreadsheet stays current.

That makes it easier to answer everyday questions without jumping between apps or rebuilding the same spreadsheet every month.

Why a spreadsheet still works best for personal finance

Many budgeting apps do one or two things well, but they tend to lock you into fixed views. If you want to change how something is categorized, analyze spending differently, or model a future scenario, you often hit a wall. Especially when it comes to combining data together from disparate sources, for example, understanding how disposable income in your checking account relates to investments in your brokerage.

Spreadsheets are still the most flexible way to work with financial data. They let you organize information how you want, run custom calculations, and build views that match how you think about your money.

Quadratic keeps that flexibility while removing the manual work. Your Plaid data stays live, and you can use formulas, charts, or AI to explore it without starting from scratch.

What you can do with Plaid and Quadratic

Once your accounts are connected, you can use Quadratic for a range of personal finance tasks, including:

• Tracking spending across all accounts in one place
• Monitoring balances and cash flow over time
• Building simple dashboards for budgets or net worth
• Asking questions like “How much did I spend last month?” and getting tables or charts automatically

You can keep things simple or go deeper using formulas or Python if you want more control.

Who this is for

The Plaid integration is designed for individuals who want a clearer view of their finances without adding more tools.

It works well for:

• People who already use spreadsheets to track their money
• Anyone tired of exporting bank data manually
• Freelancers or side hustlers separating personal and business spending
• Individuals who want more flexibility than a typical budgeting app offers

How it works

Getting started takes a few steps:

1. Open your Quadratic workspace
2. Go to Connections
3. Choose Plaid and connect your financial institutions
4. Query your data directly within a new sheet

Your accounts, balances, and transactions will load automatically, and your data will continue to update over time.

Privacy and security

Connecting financial data requires trust. Quadratic uses secure, read-only connections through Plaid, so your accounts can’t be modified.

Quadratic is SOC 2 and HIPAA compliant, and your data remains under your control at all times.

Try it out

If you want a simpler way to understand your finances, the Plaid integration makes it easier to start.

Once connected, you can explore your data in whatever way makes sense to you, whether that’s a basic spending summary or a more detailed financial model.

You can connect Plaid from the Connections section in the Quadratic dashboard and start exploring right away.