Bank of America is the second-largest bank in the U.S. with $2.46 trillion in assets, serving millions of consumers and businesses. Connect your BofA accounts to Quadratic to get a complete view of your banking, credit cards, and Merrill investments in one powerful spreadsheet.
- Connect Bank of America checking, savings, CDs, and money market accounts.
- Track Preferred Rewards status and benefits across your relationship.
- Monitor BofA credit card spending and cash rewards.
- Import Merrill Edge and Merrill Lynch investment data.
- Analyze Bank of America business banking transactions.
- Secure, read-only connection through Plaid integration.
Why Bank of America + Quadratic?
Bank of America's integrated banking and investing platform deserves analysis tools that match.
Banking + Merrill
See your BofA checking, savings, and Merrill investment accounts together in one unified view with automatic updates.
Rewards Analysis
Understand how your spending patterns affect cash back earnings and how Preferred Rewards boosts your returns.
Relationship Overview
Calculate your total Bank of America relationship value including deposit accounts, credit cards, and investments.
Use Cases
How Quadratic users analyze their Bank of America accounts.
Preferred Rewards Tracking
- Monitor your combined balance tier (Gold, Platinum, Platinum Honors).
- Track credit card rewards boosted by Preferred Rewards status.
- Analyze relationship benefits across banking and investments.
Merrill Integration
- View Merrill Edge brokerage holdings alongside bank accounts.
- Track IRA and retirement account performance.
- Consolidate banking and investing in one dashboard.
Cash Back Optimization
- Track Customized Cash Rewards category spending.
- Monitor BankAmericard cash back across all purchases.
- Analyze which categories earn the most rewards.
Small Business Banking
- Track Bank of America Business Advantage accounts.
- Separate personal and business transactions automatically.
- Generate P&L summaries from transaction data.
AI-powered Bank of America analysis
Ask questions about your BofA data naturally. "How much did I earn in cash back this quarter?" or "Compare my spending at restaurants vs groceries" - Quadratic's AI builds the analysis for you.
Beyond the BofA mobile app
Bank of America's app shows account balances. Quadratic lets you analyze trends, compare to other banks, build custom reports, and forecast your finances using formulas, Python, or JavaScript.
Enterprise-grade security
Connect through Plaid with bank-level encryption. Your BofA credentials stay with Plaid - Quadratic only receives read-only transaction and balance data. SOC 2 and HIPAA compliant.
FAQ
How do I connect my Bank of America account to Quadratic?
In Quadratic, navigate to Connections, select Plaid, and search for Bank of America. Authenticate with your BofA online banking credentials to establish a secure, read-only connection.
Does Quadratic support Merrill Edge and Merrill Lynch accounts?
Yes. When you connect your Bank of America login, associated Merrill Edge self-directed accounts and Merrill Lynch managed accounts are also available for import.
Can I track my Preferred Rewards tier?
While tier status itself isn't directly imported, you can see your combined balances across checking, savings, and Merrill accounts to calculate your Preferred Rewards qualification.
Which Bank of America credit cards are supported?
All Bank of America consumer credit cards are supported, including Customized Cash Rewards, Premium Rewards, Travel Rewards, and BankAmericard cards.
How secure is the connection?
Bank of America data is accessed through Plaid, a trusted financial data aggregator. Your BofA credentials are never stored by Quadratic, and all connections are read-only and encrypted.
Can I connect both personal and business Bank of America accounts?
Yes. You can connect multiple Bank of America relationships including personal banking, small business accounts, and separate Merrill accounts.
Explore other connections
Quadratic supports a growing list of data sources. Combine and compare data across sources using Quadratic.
