BMO (Bank of Montreal) is a North American banking leader with a strong presence in both the United States and Canada. Following its acquisition of Bank of the West, BMO has expanded its U.S. footprint significantly. Connect your BMO accounts to Quadratic for comprehensive financial analysis.
- Connect BMO checking, savings, and money market accounts.
- Track BMO credit card rewards and cash back earnings.
- Monitor BMO mortgage and home equity accounts.
- Import BMO Harris investment data.
- Analyze BMO business banking transactions.
- Secure Plaid connection with read-only data access.
Why BMO + Quadratic?
BMO's cross-border strength pairs with Quadratic's multi-account analysis.
North American View
BMO's presence in both the U.S. and Canada makes it ideal for cross-border customers.
Expanded Footprint
With Bank of the West integration, BMO now covers more U.S. markets - track it all in one place.
Full Relationship
See banking, credit cards, and investments together for a complete BMO relationship view.
Use Cases
How Quadratic users analyze their BMO accounts.
Cross-Border Banking
- Track BMO U.S. accounts alongside Canadian BMO.
- Monitor currency exchange transactions.
- Analyze cross-border spending patterns.
Rewards Tracking
- Monitor BMO Cash Back and rewards credit cards.
- Track bonus category earnings.
- Analyze rewards redemption value.
Midwest Banking
- Track accounts across BMO's Midwest footprint.
- Monitor branch and digital banking patterns.
- Analyze regional spending trends.
Wealth Management
- Import BMO Wealth Management data.
- Track investment portfolio alongside banking.
- Monitor retirement account performance.
AI-powered BMO analysis
Query your BMO data naturally. "How much cash back have I earned this year?" or "Compare my U.S. spending to last month" - get instant answers and visualizations.
Beyond the BMO app
BMO's digital banking shows account basics. Quadratic adds analysis - build custom reports, track trends, and combine BMO with other accounts.
Secure connections
Connect through Plaid with bank-level security. Your BMO credentials stay with Plaid - Quadratic only receives read-only data.
FAQ
How do I connect my BMO account to Quadratic?
In Quadratic, go to Connections, select Plaid, and search for BMO or BMO Harris. Sign in with your BMO digital banking credentials to establish a secure, read-only connection.
Which BMO accounts are supported?
BMO U.S. accounts are supported including checking, savings, money market, CDs, credit cards, mortgages, and investment accounts. Canadian BMO accounts may have different coverage.
Can I track both U.S. and Canadian BMO accounts?
BMO U.S. (formerly BMO Harris) is fully supported. Canadian BMO account support depends on Plaid's Canadian institution coverage.
Does Quadratic support BMO business accounts?
Yes. BMO business checking, savings, and business credit card accounts can be connected through the Plaid integration.
How often does BMO data sync?
Transaction data typically updates within a few hours. Balance information refreshes more frequently throughout the day.
Is the connection secure?
Yes. Quadratic uses Plaid for authentication with bank-level encryption. Your BMO credentials are never stored by Quadratic.
Explore other connections
Quadratic supports a growing list of data sources. Combine and compare data across sources using Quadratic.
